{"id":48652,"date":"2024-02-01T09:42:27","date_gmt":"2024-02-01T14:42:27","guid":{"rendered":"https:\/\/esreviral.com\/?p=48652"},"modified":"2024-02-01T09:42:28","modified_gmt":"2024-02-01T14:42:28","slug":"cuota-simple-todas-las-claves-del-plan-para-comprar-en-tres-y-seis-cuotas-desde-febrero","status":"publish","type":"post","link":"https:\/\/esreviral.com\/?p=48652","title":{"rendered":"Cuota Simple: todas las claves del plan para comprar en tres y seis cuotas desde febrero"},"content":{"rendered":"\n

El programa Cuota Simple<\/strong>\u00a0lanzado por el Gobierno para financiar compras en\u00a03 y 6 cuotas fijas\u00a0<\/strong>con tarjeta de cr\u00e9dito\u00a0comenz\u00f3 a regir\u00a0<\/strong>este 1\u00b0 de febrero en todo el pa\u00eds. El nuevo plan de financiamiento reemplaza al plan\u00a0Ahora 12<\/strong>\u00a0estar\u00e1 vigente hasta el\u00a031 de mayo<\/strong>\u00a0de 2024.<\/p>\n\n\n\n

El programa ofrece el acceso a la\u00a0compra de productos nacionales<\/strong>\u00a0con una\u00a0tasa de inter\u00e9s 93,5%<\/strong>, equivalente al 85% de la que tiene como referencia para los plazos fijos el Banco Central (110% TNA).<\/p>\n\n\n\n

Qu\u00e9 es Cuota Simple y hasta cu\u00e1ndo rige<\/mark><\/strong><\/p>\n\n\n\n

El nuevo programa Cuota Simple<\/strong> brinda la posibilidad de financiar compras en 3 y 6 cuotas fijas<\/strong> con tarjeta de cr\u00e9dito con una tasa de 93,5%<\/strong>.<\/p>\n\n\n\n

Rige\u00a0desde este jueves 1 de febrero hasta el 31 de mayo<\/strong>. Seg\u00fan la Secretar\u00eda de Comercio, el plazo es prorrogable, es decir, se puede extender si as\u00ed lo decidieran.<\/p>\n\n\n\n

\"\"<\/figure>\n\n\n\n

<\/p>\n\n\n\n

Una por una, las claves del programa Cuota Simple<\/mark><\/strong><\/p>\n\n\n\n

    \n
  • El programa impulsado por la gesti\u00f3n de Javier Milei brinda solo dos opciones de financiamiento: 3 y 6 cuotas<\/strong>. Es uno de las grandes diferencias frente a Ahora 12.<\/li>\n\n\n\n
  • La tasa de inter\u00e9s nominal anual del plan Cuota Simple es del 93,5% <\/strong>y se actualizar\u00e1 cada bimestre<\/strong>.<\/li>\n\n\n\n
  • Las compras presenciales o virtuales <\/strong>se deben realizar con tarjetas de cr\u00e9dito<\/strong> bancarias.<\/li>\n\n\n\n
  • Los comercios que se adhieran a Cuota Simple estar\u00e1n identificados con el\u00a0logo del programa<\/strong>. En tanto, aquellos que estaban adheridos a\u00a0Ahora 12\u00a0<\/strong>quedan inscriptos de forma autom\u00e1tica.<\/li>\n<\/ul>\n\n\n\n

    Todos los productos y rubros que integran el programa Cuota Simple<\/mark><\/strong><\/p>\n\n\n\n

      \n
    • L\u00ednea blanca<\/strong>: incluye aires acondicionados, climatizadores de aire y\/o ventilaci\u00f3n, lavavajillas, lavarropas y secarropas, cocinas, hornos y anafes, calefactores y estufas, termotanques y calefones, heladeras, congeladores y freezers;<\/li>\n\n\n\n
    • Indumentaria<\/strong>: comprenden prendas de vestir para hombres, mujeres y ni\u00f1os, incluye ropa de trabajo, deportiva y de uso diario;<\/li>\n\n\n\n
    • Calzado y marroquiner\u00eda<\/strong>: abarcan calzado deportivo y no deportivo, carteras, maletas, bolsos de mano y art\u00edculos de marroquiner\u00eda de cuero y otros materiales;<\/li>\n\n\n\n
    • Servicios Educativos<\/strong>: incluye a cursos de idioma, cursos relacionados con inform\u00e1tica, deportivos y actividades culturales. No incluye escuelas ni universidades;<\/li>\n\n\n\n
    • Anteojos y lentes de contacto<\/strong> adquiridos en \u00f3pticas que no superen los $97.000;<\/li>\n\n\n\n
    • Equipamiento m\u00e9dico<\/strong>: abarca equipos de terapia respiratoria, mobiliario, sillas de ruedas y ortopedia. Tope $1.160.000.<\/li>\n\n\n\n
    • Maquinaria y herramientas<\/strong>: taladros, amoladoras, lijadoras, pulidoras, sierras, soldadores y morsas.<\/li>\n\n\n\n
    • Art\u00edculos de librer\u00eda<\/strong>, entre ellos los \u00fatiles escolares;<\/li>\n\n\n\n
    • Perfumer\u00eda<\/strong>: comprende productos de cosm\u00e9tica, cuidado personal y perfumes.<\/li>\n\n\n\n
    • Motos <\/strong>que no superen $1.300.000 de valor;<\/li>\n\n\n\n
    • Computadoras<\/strong>, notebooks y tablets;<\/li>\n\n\n\n
    • Celulares<\/strong>;<\/li>\n\n\n\n
    • Televisores <\/strong>y monitores;<\/li>\n\n\n\n
    • Muebles\u00a0<\/strong>para el hogar;<\/li>\n\n\n\n
    • Bicicletas<\/strong>;<\/li>\n\n\n\n
    • Colchones<\/strong> y sommiers;<\/li>\n\n\n\n
    • Libros<\/strong> y textos escolares;<\/li>\n\n\n\n
    • Juguetes <\/strong>y juegos de mesa;<\/li>\n\n\n\n
    • Peque\u00f1os electrodom\u00e9sticos<\/strong>;<\/li>\n\n\n\n
    • Instrumentos musicales<\/strong>;<\/li>\n\n\n\n
    • Espect\u00e1culos<\/strong> y eventos culturales: obras teatrales y conciertos de artistas nacionales. Tope $62.000.<\/li>\n\n\n\n
    • Servicios<\/strong> t\u00e9cnicos de electr\u00f3nica<\/strong> y electrodom\u00e9sticos para el hogar;<\/li>\n\n\n\n
    • Servicios de preparaci\u00f3n <\/strong>para el deporte<\/strong> y gimnasios.<\/li>\n\n\n\n
    • Servicios de reparaci\u00f3n de veh\u00edculos automotores y motocicletas.<\/li>\n\n\n\n
    • Neum\u00e1ticos<\/strong>, accesorios, kit de conversi\u00f3n de veh\u00edculos a gas GNC y repuestos para automotores y motos;<\/li>\n\n\n\n
    • Kit<\/strong> para la conexi\u00f3n<\/strong> domiciliaria a los servicios p\u00fablicos<\/strong> de agua y cloacas.<\/li>\n\n\n\n
    • Cuota Simple: los productos que no est\u00e1n alcanzados por el programa<\/li>\n\n\n\n
    • Hasta el momento,\u00a0quedaron afuera del programa Cuota Simple,\u00a0<\/strong>que reemplaza a Ahora 12, los siguientes productos:<\/li>\n\n\n\n
    • Materiales para la construcci\u00f3n<\/strong>: cemento, ladrillos, chapa, aberturas, pintura, ca\u00f1os y cer\u00e1micos;<\/li>\n\n\n\n
    • Turismo<\/strong>: pasajes, alojamientos y paquetes de viajes;<\/li>\n\n\n\n
    • Cuidado personal<\/strong>: peluquer\u00edas y centros de est\u00e9tica;<\/li>\n\n\n\n
    • Servicios de instalaci\u00f3n de alarmas.<\/strong><\/li>\n<\/ul>\n\n\n\n

      TN.-<\/em><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"

      Hasta el 31 de mayo, se podr\u00e1n realizar compras dentro de un universo que abarca 30 categor\u00edas de productos de fabricaci\u00f3n nacional. Los detalles.<\/p>\n","protected":false},"author":3,"featured_media":48654,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jnews-multi-image_gallery":[],"jnews_single_post":{"subtitle":"","format":"standard","video":"","gallery":"","source_name":"","source_url":"","via_name":"","via_url":"","override_template":"0","override":[{"template":"4","single_blog_custom":"","parallax":"1","fullscreen":"1","layout":"right-sidebar","sidebar":"default-sidebar","second_sidebar":"default-sidebar","sticky_sidebar":"1","share_position":"top","share_float_style":"share-monocrhome","show_share_counter":"1","show_view_counter":"1","show_featured":"1","show_post_meta":"1","show_post_author":"1","show_post_author_image":"1","show_post_date":"1","post_date_format":"default","post_date_format_custom":"Y\/m\/d","show_post_category":"1","show_post_reading_time":"1","post_reading_time_wpm":"300","show_zoom_button":"1","zoom_button_out_step":"2","zoom_button_in_step":"3","show_post_tag":"1","show_prev_next_post":"1","show_popup_post":"1","number_popup_post":"1","show_author_box":"1","show_post_related":"1","show_inline_post_related":"0"}],"override_image_size":"0","image_override":[{"single_post_thumbnail_size":"crop-500","single_post_gallery_size":"crop-500"}],"trending_post":"0","trending_post_position":"meta","trending_post_label":"Trending","sponsored_post":"0","sponsored_post_label":"Sponsored by","sponsored_post_name":"","sponsored_post_url":"","sponsored_post_logo_enable":"0","sponsored_post_logo":"","sponsored_post_desc":"","disable_ad":"0"},"jnews_primary_category":{"id":"","hide":""},"jnews_social_meta":{"fb_title":"","fb_description":"","fb_image":"","twitter_title":"","twitter_description":"","twitter_image":""},"jnews_review":[],"enable_review":"0","type":"percentage","name":"","summary":"","brand":"","sku":"","good":[{"good_text":""}],"bad":[{"bad_text":""}],"score_override":"","override_value":"","rating":[{"rating_text":"","rating_number":"10"}],"price":[{"shop":"","price":"","link":"","icon":""}],"jnews_override_counter":{"override_view_counter":"0","view_counter_number":"0","override_share_counter":"0","share_counter_number":"0","override_like_counter":"0","like_counter_number":"0","override_dislike_counter":"0","dislike_counter_number":"0"},"jnews_post_split":{"enable_post_split":"0","post_split":[{"template":"1","tag":"h2","numbering":"asc","mode":"normal","first":"0","enable_toc":"0","toc_type":"normal"}]},"footnotes":""},"categories":[58,61],"tags":[44,3914,13341,5739,13432,13431,45,13430,12648],"class_list":["post-48652","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-argentina","category-economia","tag-argentina","tag-compras","tag-cuota-simple","tag-cuotas","tag-cuotas-fijas","tag-entro-en-vigencia","tag-noticias","tag-plan","tag-tarjeta-de-credito-2"],"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/esreviral.com\/index.php?rest_route=\/wp\/v2\/posts\/48652","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/esreviral.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/esreviral.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/esreviral.com\/index.php?rest_route=\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/esreviral.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=48652"}],"version-history":[{"count":0,"href":"https:\/\/esreviral.com\/index.php?rest_route=\/wp\/v2\/posts\/48652\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/esreviral.com\/index.php?rest_route=\/wp\/v2\/media\/48654"}],"wp:attachment":[{"href":"https:\/\/esreviral.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=48652"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/esreviral.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=48652"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/esreviral.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=48652"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}